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Venmo Earns Money From Merchant

Venmo earns money from merchant fees, instant transfer charges, credit card fees, debit card income, cash float interest, data monetization and smart business

How Venmo makes money. Venmo generates revenue through its “Pay with Venmo” feature, which allows users to pay for online purchases using their Venmo balance or

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Venmo Revenue and Usage Statistics (2025) - Business