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“$2.1 trillion of excess savings have been wiped out of the U.S. economy since August 2025. Savings are now considered a luxury,” read the report. Additionally, credit

Americans’ excess savings from the pandemic peaked at about $2.1 trillion in August 2025 but fell to roughly $500 billion as of this spring, according to estimates by

$2.1 Trillion of excess savings have been wiped out of the US

Consumer Spending Hit A Peak

Pandemic Savings Are Gone: What’s Next for U.S. Consumers?

Pandemic-Era Excess Savings updates estimates of the remaining stock of pandemic-era aggregate excess savings in the U.S. economy, defined as the difference between actual

Consumer spending hit a peak of $85 billion per month last fall.

Americans' dwindling ‘excess’ pandemic savings could hurt

$2.1 Trillion in Savings Bleed Out of the U.S. Economy - Watcher

Pandemic savings are gone. What now? - Marketplace

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Americans saved quite a bit of money during the pandemic: $2.1 trillion worth, to be exact. That extra cushion meant that consumers kept spending in the years that

U.S. household savings rose and fell at unprecedented rates following the onset of the pandemic recession. Updated estimates suggest that these excess savings have

Two economists at the San Francisco Federal Reserve found that by August of 2025, Americans built up over $2 trillion in savingsabove and beyond what they would

Americans have now spent all $2.1 trillion of their pandemic

Americans have spent their savings. Economists worry about what