DOES SUBWAY TAKE APPLE PAY

Last updated: June 20, 2025, 14:09 | Written by: Erik Voorhees

Craving a footlong and wondering if you can leave your wallet at home? Yes, Subway does take Apple Pay. In order to pay with Apple Pay, you will need an Apple device that has Apple Pay installed. After you set up your Apple Pay, you will be able to scan your device at the counter to pay for in-store purchases.The question of whether or not you can use your iPhone or Apple Watch to pay at your favorite sandwich shop is a common one.In today's increasingly digital world, contactless payment options like Apple Pay have become incredibly convenient and popular. Payment Options at Subway (Does Subway Accept Apple Pay ?) Does Subway Accept Apple Pay ? At Subway, you can choose from various payment methods: In-Store: Inform the staff that you want to pay with Apple Pay and hold your iPhone or Apple Watch near the contactless reader to complete the transaction.So, does Subway take Apple Pay? Many US stores don t accept Apple Pay, but does Subway accept Apple Pay as a payment method? The short answer is: Yes, Subway accepts Apple Pay. Here s all you need to know about using Apple Pay when ordering Subway through the app, website, or at Subway locations.The short answer is yes!Since 2025, Subway has embraced this technology, allowing customers to seamlessly pay for their meals using their Apple devices both in-store and through the Subway app.This means enjoying your customized sub, salad, or wrap is easier and faster than ever. New York City has completed its rollout of the One Metro New York (ONMY) mobile payment system, which includes support for Apple Pay across all subway stations and in buses.Forget fumbling for cash or swiping cards; Apple Pay offers a secure and efficient way to complete your transaction while potentially earning rewards and enjoying the benefits of a cardless payment system. Can I Pay With Apple Pay at Subway? The Short Answer. The short answer is yes, you can pay at Subway with Apple Pay. In fact, Subway was one of the first adopters of Apple Pay in the fast-food restaurant arena. You should note that whilst this is the case in the USA, it may differ in other countries.In this article, we will delve deeper into everything you need to know about using Apple Pay at Subway, from setting it up to maximizing its benefits, ensuring a smoother, more convenient dining experience.

Subway and the Rise of Contactless Payments

Subway, being one of the largest fast-food chains globally, understands the importance of adapting to evolving customer preferences and technological advancements. With cardless, contactless payments via digital wallets now commonplace, many may wonder: Does Subway take Apple Pay?The integration of contactless payment methods like Apple Pay reflects Subway's commitment to providing a customer-centric experience.It’s all about speed and convenience, especially for those grabbing a quick lunch or dinner on the go.

Why Contactless Payments Matter

Speed: Contactless payments are significantly faster than traditional methods like inserting a chip card or counting out cash.
Convenience: No need to carry physical cards or cash; your phone or Apple Watch is all you need.
Security: Apple Pay utilizes tokenization, a security feature that replaces your actual card number with a unique digital identifier, protecting your financial information.
Hygiene: Reduce physical contact with surfaces, a key benefit in today's world.

Paying In-Store with Apple Pay at Subway

One of the most straightforward ways to use Apple Pay at Subway is by paying at the counter.Most Subway locations are equipped with contactless readers that accept Apple Pay transactions.The process is quick and easy:

Inform the cashier: Let the Subway staff know you intend to pay with Apple Pay.
Activate Apple Pay: Depending on your device, you'll either double-click the side button on your iPhone or Apple Watch or use Face ID or Touch ID to authenticate.
Hold your device: Hold your iPhone or Apple Watch near the contactless reader until you see a checkmark or hear a beep confirming the transaction.

It's that simple! So, if you are wondering about Subway accepting Apple Pay, you have your answer. The fast food chain offers this payment method to customers, among many others. Here is everything you need to know about it. Does Subway Take Apple Pay? Subway does takes Apple Pay as a payment method in 2025.Your payment is processed securely, and you're on your way to enjoying your delicious Subway meal. Discover the quickest way to pay at Subway! Does Subway take Apple Pay? Unveil the secrets to swift transactions! Click now to find out!Just remember to ensure that your device has sufficient battery life to complete the transaction.

What if the Reader Doesn't Work?

While most Subway locations have updated their payment systems to accept Apple Pay, there might be instances where the contactless reader isn't working.In such cases, you can always use other payment methods like cash, credit card, or debit card. Subway is a popular store that, in fact, since 2025, has been accepting Apple Pay. Thus, customers can use Apple Pay as the ideal payment method at Subway in their in-store and online locations. The Apple Pay method is available at all locations when you want to settle the bill for your food.It's always a good idea to carry a backup payment option just in case.

Using Apple Pay on the Subway App and Website

For even greater convenience, Subway allows you to order and pay for your meal through their app or website, and yes, you can use Apple Pay for these digital transactions. Starting May 31, you can use your iPhone or Apple Watch to pay for subway and bus rides in New York City. But there's one big catch you should be aware of.This option is particularly useful for those who want to skip the line or customize their order at their own pace.

Ordering and Paying on the Subway App

The Subway app makes it incredibly easy to place your order and pay with Apple Pay. Does the Subway App Take Apple Pay? Yes, the Subway app does take Apple Pay. In fact, you can even use Apple Pay to order your food ahead of time and skip the line altogether! To do so, simply open the app, select the Order Now option, and choose Apple Pay as your payment method.Here's how:

Download and Install: If you haven't already, download the Subway app from the App Store.
Create an Account or Log In: Create a new account or log in to your existing one.
Customize Your Order: Build your perfect sandwich, salad, or wrap.
Proceed to Checkout: Once you're satisfied with your order, proceed to the checkout page.
Select Apple Pay: Choose Apple Pay as your payment method. Customers can add a Navigo card to Apple Wallet and simply tap their iPhone or Apple Watch to ride the metro, train, bus, and more in the Paris region.You may need to authenticate using Face ID, Touch ID, or your passcode.
Confirm the Payment: Review your order and confirm the payment.

Once your order is placed, you can choose to pick it up in-store or opt for delivery if available in your area. Does Subway take Apple Pay or Google Pay? Yes, these payment methods are accepted at your local Subway restaurant. Apple Pay and Google Pay can help streamline your dining experience at Subway.The app also allows you to track your order status and earn rewards through the Subway MyWay Rewards program.

Ordering and Paying on the Subway Website

The process for using Apple Pay on the Subway website is similar to that of the app.Simply add your items to your cart, proceed to checkout, and select Apple Pay as your payment option.You'll be prompted to authenticate the transaction using your Apple device.

Benefits of Using Apple Pay at Subway

Using Apple Pay at Subway offers a multitude of benefits that enhance your overall dining experience:

Enhanced Security: Apple Pay uses tokenization, ensuring that your actual card number is never shared with the merchant. After multiple delays, Apple and the Paris area transportation authority rolled out support for Paris transit passes in Apple Wallet. It means that people can now use their iPhone or Apple WatchThis reduces the risk of fraud and protects your financial information.
Contactless Convenience: Pay quickly and easily without having to fumble for cash or cards. At Subway, diners can pay for footlongs in a variety of ways, including cash and credit. But does Subway take Apple Pay? Find the answer here.A simple tap is all it takes.
Rewards and Loyalty Programs: Apple Pay seamlessly integrates with Subway's MyWay Rewards program, allowing you to earn points with every purchase.
Expense Tracking: Apple Pay automatically tracks your transactions, making it easier to manage your budget and monitor your spending.
Speed and Efficiency: Contactless payments are faster than traditional methods, saving you time and getting you on your way quicker.

Setting Up Apple Pay on Your Device

Before you can start enjoying the benefits of using Apple Pay at Subway, you need to set it up on your Apple device.The process is straightforward and takes just a few minutes:

Adding a Card to Your iPhone

Open the Wallet App: Locate and open the Wallet app on your iPhone.
Tap the Plus Sign: Tap the plus sign (+) in the upper-right corner of the screen.
Select Card Type: Choose whether to add a credit card, debit card, or transit card.
Scan Your Card or Enter Details Manually: You can either scan your card using your iPhone's camera or enter the card details manually.
Verify Your Information: Follow the on-screen instructions to verify your card information.
Accept the Terms and Conditions: Review and accept the terms and conditions.

Adding a Card to Your Apple Watch

Open the Apple Watch App on Your iPhone: Launch the Apple Watch app on your paired iPhone.
Tap Wallet & Apple Pay: Select the ""Wallet & Apple Pay"" option.
Add Card: Choose to add a new card or use a card already associated with your Apple ID.
Follow the On-Screen Instructions: Complete the verification process as prompted.

Once your card is added, you're ready to start using Apple Pay at Subway and other participating merchants.

Apple Pay and Subway MyWay Rewards

One of the great things about using Apple Pay at Subway is its seamless integration with the Subway MyWay Rewards program. The short answer is yes, Subway does accept Apple Pay at its locations. Let s dive into how you can use Apple Pay at Subway and the benefits it offers. Indeed, Subway is set up to take Apple Pay in most of its restaurants.You can earn points with every purchase and redeem them for free food and other rewards.

How to Earn Rewards with Apple Pay

Link Your Subway MyWay Account: Make sure your Subway MyWay account is linked to the Subway app.
Pay with Apple Pay: When you pay for your Subway meal with Apple Pay, your rewards points will automatically be credited to your account.
Track Your Progress: Monitor your rewards points balance and redeem them for your favorite Subway items.

Earning rewards while enjoying the convenience of Apple Pay is a win-win situation.Take advantage of this feature to maximize your Subway experience.

Does Subway Accept Other Contactless Payment Methods?

While this article focuses primarily on Apple Pay, it's important to know that Subway typically accepts other contactless payment methods as well, making it even more convenient for customers with different preferences.

Google Pay

Yes, Subway generally accepts Google Pay, another popular mobile payment platform that works similarly to Apple Pay.If you have an Android device, you can use Google Pay to make contactless payments at Subway.

Samsung Pay

Samsung Pay is another contactless payment option that is generally accepted at Subway locations with NFC-enabled payment terminals. Subway Accepts Apple Pay for In-App Orders: Subway now accepts Apple Pay for in-app orders, offering a quick and convenient payment option for customers. Benefits of Using Apple Pay at Subway: Apple Pay provides a secure, contactless payment experience, allowing users to earn rewards and track expenses easily.It functions very similarly to Apple Pay and Google Pay.

Subway Locations and Apple Pay Availability

While the vast majority of Subway locations across the United States and many other countries accept Apple Pay, it's always a good idea to confirm before you order, especially if you're visiting a less common or newly opened location.You can quickly verify Apple Pay acceptance in a few ways:

Checking the Subway Website or App

Often, the Subway website or app will list the accepted payment methods for specific locations.This can be a quick way to confirm whether or not a particular restaurant accepts Apple Pay.

Looking for the Apple Pay Symbol

Keep an eye out for the Apple Pay symbol (a white Apple logo on a blue background) near the point-of-sale system. How do I pay with Apple Pay at Subway without a card? You can use Apple Pay without a physical card by adding your card information to the Wallet app on your iPhone or other Apple device. Once you ve added your card, you can link Apple Pay and use it to make payments at participating stores, including Subway.This is a clear indication that the location accepts Apple Pay.

Asking the Staff

When in doubt, simply ask a member of the Subway staff if they accept Apple Pay. If so, here is the quick answer: Yes, the subway does accept Apple Pay as its location and you can use Apple Pay to order your favorite items from their menu. Let s dive deeper into this and understand how you can use Apple Pay at Subway to avail the benefits of their offerings and get more detailed answers on whether Subway takes Apple Pay.They will be able to provide you with accurate information.

Troubleshooting Common Apple Pay Issues at Subway

Although Apple Pay is generally reliable, you might occasionally encounter issues while using it at Subway. You can read about Apple Pay for more information but the short answer is yes, you can use Apple Pay to pay for your food. Does Subway Take Apple Pay In 2025? Subway has been accepting Apple Pay for all payments since 2025. In fact, customers at Subway have been able to use Apple Pay at all locations to pay for food.Here are some common problems and how to troubleshoot them:

Transaction Not Going Through

If your Apple Pay transaction is not going through, try the following:

Make sure your device is near the reader: Ensure that your iPhone or Apple Watch is held close enough to the contactless reader.
Check your internet connection: A stable internet connection may be required for certain transactions.
Verify your card is active: Ensure that your card is still active and has not expired.
Try a different payment method: If the problem persists, try using a different payment method, such as a physical card.

Card Not Added to Wallet

If you're having trouble adding a card to your Apple Wallet, try these steps:

Ensure your device is compatible: Make sure your iPhone, iPad, or Apple Watch is compatible with Apple Pay.
Update your software: Update your device to the latest version of iOS or watchOS.
Contact your bank or card issuer: There may be an issue with your bank or card issuer that is preventing you from adding the card.

Unexpected Charges

If you notice any unexpected charges on your Apple Pay account, contact your bank or card issuer immediately. Does Subway Take Apple Pay? Yes. You can use Apple Pay to make payments in any Subway location. In fact, Subway has been accepting Apple Pay since its launch. Along with Apple Pay, Subway customers can pay with cash, credit card (Visa, American Express, MasterCard, and Discover), debit card, and subway gift cards/vouchers.They will be able to investigate the issue and help you resolve it.

The Future of Contactless Payments at Subway

As technology continues to evolve, we can expect to see even greater adoption and integration of contactless payments at Subway. The Subway app for iPhone has received an update. Users can now take advantage of Apple Pay when ordering. They can also use Curbside Pickup, too. Subway fans can now get their footlong meatball sub with ease after the restaurant's iPhone app received an update that adds Apple Pay support for in-appThe convenience, security, and speed of Apple Pay and similar platforms make them an ideal choice for busy customers who want a seamless dining experience.

Potential Future Enhancements

Increased Acceptance: While most Subway locations already accept Apple Pay, we can expect to see even greater adoption in the future, particularly in international markets.
Integration with Loyalty Programs: Further integration with Subway's MyWay Rewards program could offer even more personalized rewards and benefits for Apple Pay users.
Advanced Security Features: As security threats evolve, Apple and Subway will likely implement even more advanced security features to protect customers' financial information.

Alternatives to Apple Pay at Subway

While Apple Pay offers a convenient and secure way to pay at Subway, it's not the only option available.If you don't have an Apple device or prefer to use other payment methods, you can still enjoy your favorite Subway meal.

Cash

Cash is a traditional payment method that is still widely accepted at Subway. Subway has made this innovation to take the customer s experience to the next level, and you can make orders and pay with Apple Pay for curbside pickup orders. Conclusion Since 2025, Subway has taken Apple Pay as the preferred payment method.While it may not be as convenient as Apple Pay, it's a reliable option for those who prefer to pay with physical currency.

Credit and Debit Cards

Subway accepts a variety of credit and debit cards, including Visa, Mastercard, American Express, and Discover.Simply swipe or insert your card at the point-of-sale terminal to complete your transaction.

Subway Gift Cards

Subway gift cards are a great way to pay for your meals and make a perfect gift for Subway enthusiasts. At a demonstration May 21st during the morning rush at Grand Central Station, an Apple employee used her iPhone and then Apple Watch to pay for a ride on the subway.You can purchase gift cards in-store or online and redeem them at participating locations.

Conclusion: Embracing the Convenience of Apple Pay at Subway

In conclusion, the answer to the question ""Does Subway take Apple Pay?"" is a resounding yes! Its ease of use and security features make it a convenient way to pay for your Subway meal. Does Subway Accept Apple Pay? Subway does accept Apple Pay as a form of payment. This means you can easily purchase your iPhone, iPad, or Apple Watch at Subway. In-Store Payments. You can use Apple Pay to pay for your meal when you visit the store.Since 2025, Subway has embraced the convenience and security of Apple Pay, offering customers a seamless and efficient way to pay for their favorite sandwiches, salads, and wraps.Whether you're paying in-store or through the Subway app, Apple Pay provides a contactless payment experience that is both fast and secure. When making payments, this popular service works like a digital wallet and links to your debit or credit card. Does Subway take Apple Pay?By setting up Apple Pay on your device and linking it to your Subway MyWay Rewards account, you can maximize your benefits and enjoy a smoother, more convenient dining experience.So next time you're craving a footlong, leave your wallet at home and pay with your iPhone or Apple Watch.You'll be glad you did! Subway now accepts Apple Pay as a payment option both in-app and in-store. This means you can conveniently use your Apple device to order and pay for your Subway meals without the need for physical payment cards or cash. With Apple Pay, you can easily customize your Subway orders through the Subway app and even earn rewards while doing so.Take advantage of the simplicity and security of this payment method to enhance your next visit to your local Subway.