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Last updated: June 19, 2025, 17:33 | Written by: Fred Ehrsam

In today's fast-paced world, convenience is king, and nothing screams convenience quite like mobile payment options.Imagine this: you're navigating the bustling aisles of Safeway, your shopping cart overflowing with groceries, when you suddenly realize your wallet is nowhere to be found! When everything is moving toward digital payment methods, it is essential to find the answer to the question, Does Safeway Take Apple Pay? Those who oftenLuckily, you remember you have Apple Pay set up on your iPhone or Apple Watch.But a crucial question lingers: does Safeway take Apple Pay? Fortunately, the answer is a resounding yes!Safeway understands the needs of its tech-savvy customers and has embraced the digital revolution by accepting Apple Pay in their stores across the United States and Canada. In 2025, Safeway announced on Twitter that they accept Apple Pay. This payment method is now available at all of the company s locations in the United States and Canada. However, you cannot use it for online orders if you pick up or deliver them yourself, whether through Safeway orders or this app.However, the story doesn’t end there.While Apple Pay is readily available for in-store purchases, its usability has some limitations when it comes to online orders. Yes, Safeway accepts Apple Pay. Customers can use Apple Pay for in-person transactions at Safeway stores by simply holding their Apple device near the store s payment terminal. This method uses Near Field Communication (NFC) technology, ensuring a seamless and quick payment process.Let's delve deeper into the specifics of using Apple Pay at Safeway, exploring its benefits, limitations, and everything you need to know to make your shopping experience as seamless as possible. Does Safeway Take Apple Pay? Safeway takes Apple Pay for in-store purchases. In October of 2025, Safeway announced that all of its locations were officially accepting Apple Pay. Apple Pay can only be used for Safeway purchases that are made in-store. You cannot use Apple Pay when paying for in-store pickup online.Get ready to unlock the full potential of contactless payments at your favorite grocery store!

Safeway and Apple Pay: The Basics

Yes, Safeway accepts Apple Pay for in-store purchases.Back in October of 2025, Safeway officially announced that all of its locations in both the United States and Canada would be accepting Apple Pay.This means that you can use your iPhone, Apple Watch, or other compatible Apple device to pay for your groceries at the checkout counter.

But here's the catch: while Safeway embraces Apple Pay for in-person transactions, the same cannot be said for online orders. Safeway s Stance on Apple Pay. So with all that in mind, let s cut to the chase: does Safeway accept Apple Pay? The simple answer is yes, Safeway does take Apple Pay as a payment method. In fact, Safeway was one of the earliest major grocery chains to hop on the Apple Pay bandwagon way back in 2025, not long after the service launched.Let's explore this in more detail.

Apple Pay for In-Store Purchases

Using Apple Pay at Safeway for in-store purchases is incredibly easy and convenient. Despite expanding acceptance in-store, Safeway still does not offer Apple Pay or mobile wallet options for online grocery orders and deliveries. On Safeway.com and in their app, the only payment methods are Visa, Mastercard, American Express and Discover credit/debit cards.Here’s a step-by-step guide:

Make sure Apple Pay is set up on your device: Open the Wallet app on your iPhone and follow the instructions to add your debit or credit cards.
At the checkout, inform the cashier you'll be using Apple Pay.
Hold your device near the contactless payment reader: The reader will recognize your device and activate Apple Pay.
Authenticate the payment: Use Face ID, Touch ID, or your passcode to authorize the transaction.
Wait for the confirmation: Once the payment is processed, you’ll see a confirmation on your device and the payment terminal.

This process utilizes Near Field Communication (NFC) technology, ensuring a secure and quick payment experience.No more fumbling for your wallet or counting out cash – just tap and go!

Apple Pay and Safeway Online Orders: The Limitations

While Safeway has embraced Apple Pay for in-store purchases, it's important to note that Apple Pay is not accepted for online orders, whether for delivery or in-store pickup. Does Apple Pay Available In Canada Safeway? Canadian customers can rejoice! All Canadian Safeway stores use NFC payments, so Apple Pay is accepted at all locations. However, customers should note that this only applies to purchases made within the store not online or over phone lines. Which Payment Methods Does Safeway Approve?This means that you cannot use Apple Pay on the Safeway website or through their app to pay for your groceries online.This includes orders placed directly through Safeway.com or through third-party delivery services like Instacart when ordering from Safeway.

On Safeway.com and in their app, the accepted payment methods are typically limited to:

Visa
Mastercard
American Express
Discover credit/debit cards

This restriction extends to curbside pickup as well. Discover if Safeway accepts Apple Pay, how to use it in-store, online limitations, and maximizing its benefits. Expert guide for Safeway shoppers.If you're placing an order for curbside pickup, you'll need to use one of the accepted credit or debit cards listed above.

Why Doesn't Safeway Take Apple Pay Online?

The reasons behind Safeway's decision to not accept Apple Pay for online orders aren't explicitly stated, but some possible factors could include:

Integration complexities: Integrating Apple Pay into an existing online ordering system can be complex and costly.
Security concerns: While Apple Pay is generally very secure, retailers may have different security protocols for online transactions.
Transaction fees: The fees associated with Apple Pay transactions might be higher than those for traditional credit card payments.
Third-party platforms: When ordering through third-party platforms like Instacart, payment processing is often handled by the platform itself, limiting Safeway's control over accepted payment methods.

Whatever the reasons, it's important to be aware of this limitation when planning your grocery shopping.

Benefits of Using Apple Pay at Safeway In-Store

Despite the online limitations, using Apple Pay at Safeway for in-store purchases offers several advantages:

Convenience: Apple Pay eliminates the need to carry physical cards or cash.
Security: Apple Pay uses tokenization, which means that your actual card number is never shared with the merchant. Are you also wondering if Safeway accepts the popular contactless mobile payment Apple pay method in-store and online? Read the article for more information if you are curious to explore through experts' answers. Many people are asking the same question from the internet concerning Safeway often: Does Safeway take Apple Pay?This reduces the risk of fraud.
Speed: Contactless payments are generally faster than traditional card swipes or chip insertions.
Hygiene: Contactless payments minimize physical contact, which can be especially important in today's environment.
Rewards: You can still earn rewards and points on your credit or debit cards when using Apple Pay.

How to Maximize Your Apple Pay Experience at Safeway

Here are some tips to make the most of your Apple Pay experience at Safeway:

Add all your eligible cards to Apple Pay: This gives you more flexibility and allows you to choose the card that offers the best rewards for grocery purchases.
Keep your Apple devices charged: Nothing is more frustrating than having your phone die right before you're about to pay.
Be aware of the online limitations: Remember that you cannot use Apple Pay for online orders or curbside pickup.
Check for Apple Pay promotions: Apple occasionally partners with retailers to offer exclusive discounts or rewards for using Apple Pay.
Confirm acceptance at individual locations: While most Safeway stores accept Apple Pay, it's always a good idea to double-check if you're visiting a new or unfamiliar location.

Alternative Payment Methods Accepted at Safeway

If you can't use Apple Pay for online orders or prefer other payment methods, Safeway accepts a variety of alternatives, including:

Cash: Traditional, but always reliable.
Credit cards: Visa, Mastercard, American Express, and Discover are widely accepted.
Debit cards: Most debit cards are accepted, as long as they are affiliated with a major credit card network.
Safeway gift cards: A great option if you have a gift card balance to use.
EBT cards: Accepted at most locations for eligible food purchases.

Does Safeway Take Apple Pay Cash Back?

Whether or not you can get Apple Pay cash back at Safeway can depend on the individual store location's policies. Yes, Safeway does Take Apple Pay. Safeway is a popular supermarket chain, with hundreds of stores throughout the United States and Canada. They accept a wide variety of payment methods.It's always a good idea to inquire at the customer service desk or with the cashier about their specific cash back policy before making your purchase.

Apple Pay Available In Canada Safeway?

Yes! Nowadays, a very popular form of payment is through a wallet app on smartphones. So, you may be wondering, does Safeway take Apple Pay?Canadian customers can rejoice.Apple Pay is indeed accepted at all Safeway locations across Canada. While all Safeway stores accept Apple Pay, it s important to clarify that you can t use Apple Pay to purchase items for delivery or in-store pickup online. It only applies to in-store purchases. What Is Apple Pay?Because all Canadian Safeway stores use NFC payments, so Apple Pay can be used for in-store transactions without issues. As one of the most essential types of shopping, it s important to know whether or not your favorite grocery stores accept mobile payment options. So Does Safeway take Apple Pay? The answer is Yes, Safeway does take Apple Pay. Keep Reading to know how to use Apple Pay at Safeway and other payment methods that you can use.Keep in mind that this acceptance applies only to purchases made inside the store; online or phone-based orders are still not eligible.

Safeway and the Future of Mobile Payments

As mobile payment technology continues to evolve, it's likely that Safeway will eventually expand its acceptance of Apple Pay to include online orders and other services.In the meantime, customers can still enjoy the convenience and security of using Apple Pay for in-store purchases.

The adoption of mobile payment solutions is projected to increase in the coming years, with analysts forecasting significant growth in the contactless payment market.As more and more consumers embrace digital wallets, retailers like Safeway will need to adapt to meet their evolving needs.

Common Questions About Safeway and Apple Pay

Let's address some frequently asked questions about using Apple Pay at Safeway:

Q: Does Safeway take Apple Pay on Instacart?

A: No, you cannot use Apple Pay when ordering from Safeway through Instacart. Pay for your Safeway purchases with Apple Pay. Many people wonder, Does Safeway have Apple Pay? .Fortunately, making payments using Apple Pay at any Safeway store in all United States and Canada stores is valid, but this is not the same for your orders through its web store.Instacart has its own set of accepted payment methods, which may not include Apple Pay.

Q: Can I use Apple Pay for Safeway Drive Up and Go?

A: No, Apple Pay is not accepted for Safeway Drive Up and Go orders. How to Use Apple Pay at Safeway. Using Apple Pay at Safeway is simple and convenient. Here s how you can do it: In-Store: Activate Apple Pay on your device, hold it close to the contactless payment reader, and use Face ID, Touch ID, or your passcode to authorize the payment. Setting Up Apple Pay: Open the Wallet app on your iPhone.You'll need to use a credit or debit card to pay for your order online.

Q: Does Safeway charge extra for using Apple Pay?

A: No, Safeway does not charge any extra fees for using Apple Pay. Safeway accepts Apple Pay for in-store purchases, but not for online delivery and in-store pickup orders. Depending on the individual location s policies, you can get Apple Pay cash back in some Safeway stores.You'll pay the same price as you would with any other accepted payment method.

Q: What if my Apple Pay transaction is declined at Safeway?

A: There are several reasons why your Apple Pay transaction might be declined. If you're an Apple Pay user, you might be wondering, does Safeway take Apple Pay?Check your Apple Wallet to ensure that your card is valid and has sufficient funds. In addition to traditional payment methods like cash, checks, or credit/debit cards, mobile payments like Apple Pay and Google Pay are now commonly accepted at grocery stores. To compile a comprehensive list for you, I reviewed the top 21 grocery stores payment policies on their website, and here s what I found:You can also try using a different card or contacting your bank for assistance.

Conclusion: Embrace the Convenience of Apple Pay at Safeway

So, does Safeway take Apple Pay? Absolutely, for in-store purchases! Apple Pay is an easy way to pay for groceries using your iPhone or Apple Watch. But does Safeway take Apple Pay? Here s the answer!Safeway's acceptance of Apple Pay reflects its commitment to providing convenient and modern shopping experiences for its customers. In this video, you will learn step-by-step instructions on how to use Apple Pay at Safeway. Discover how to easily make secure and convenient payments usingWhile there are limitations when it comes to online orders, the ease and security of using Apple Pay in-store make it a valuable option for everyday grocery shopping.Remember that as of 2025, Safeway in the U.S. and Canada welcomes Apple Pay at their physical stores, offering a seamless transaction using NFC technology. Learn how to use Apple Pay at Safeway with your iPhone or Apple Watch, and discover the benefits and tips for paying with this contactless method. Find out which payment methods Safeway does not accept online, with Instacart, or for curbside pickup.By understanding the benefits, limitations, and tips outlined in this guide, you can maximize your Apple Pay experience at Safeway and enjoy a more efficient and secure way to pay for your groceries. FacebookTweetPinLinkedIn In an era where convenience is king and technology reshapes the way we shop, the question of whether your favorite grocery store accepts digital wallets like Apple Pay has never been more relevant. Picture this: you re walking through the aisles of Safeway, a cart full of fresh produce and snacks, when you suddenly realize your wallet is sitting on the kitchenSo, the next time you're at Safeway, leave your wallet at home and embrace the convenience of Apple Pay. Does Safeway Take Apple Pay? Yes, Safeway takes Apple Pay in-store! You can use your mobile wallet to pay for your groceries at your nearest location. However, Apple Pay and other electronic wallets cannot be used online at Safeway. This means you won t be able to use Apple Pay to pay for online Safeway orders for pickup or delivery.Happy shopping! However, Safeway does not allow Apple Pay and other electronic wallets for delivery or in-store pickup purchases. You cannot use Apple Pay on the Safeway app, either. The digital wallet Apple Pay lets customers store credit card information on their smartphones, allowing them to pay for products without swiping a physical card.Remember to check for any promotions Safeway might be running with Apple Pay to potentially save even more money. QUICK ANSWER: Does Safeway Take Apple Pay? Yes, Safeway does accept Apple Pay as a payment method. Apple Pay offers a convenient and secure way to make contactless transactions using your iPhone, Apple Watch, or other compatible Apple devices.And as technology continues to evolve, stay tuned for potential updates on Safeway's acceptance of Apple Pay for online orders in the future.