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Americans have now spent all $2.1 trillion of their pandemic

“$2.1 trillion of excess savings have been wiped out of the U.S. economy since August 2025. Savings are now considered a luxury,” read the report. Additionally, credit

Americans’ excess savings from the pandemic peaked at about $2.1 trillion in August 2025 but fell to roughly $500 billion as of this spring, according to estimates by

Pandemic

Americans' dwindling ‘excess’ pandemic savings could hurt

Americans have spent their savings. Economists worry about what

Pandemic-Era Excess Savings updates estimates of the remaining stock of pandemic-era aggregate excess savings in the U.S. economy, defined as the difference between actual

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U.S. household savings rose and fell at unprecedented rates following the onset of the pandemic recession. Updated estimates suggest that these excess savings have

Consumer spending hit a peak of $85 billion per month last fall.

Americans saved quite a bit of money during the pandemic: $2.1 trillion worth, to be exact. That extra cushion meant that consumers kept spending in the years that

Two Economists At The San

Pandemic savings are gone. What now? - Marketplace

$2.1 Trillion in Savings Bleed Out of the U.S. Economy - Watcher

Two economists at the San Francisco Federal Reserve found that by August of 2025, Americans built up over $2 trillion in savingsabove and beyond what they would

Pandemic Savings Are Gone: What’s Next for U.S. Consumers?

$2.1 Trillion of excess savings have been wiped out of the US