AMERICAN GAMING ASSOCIATION URGES POLICY CHANGE ON DIGITAL PAYMENTS

The American Gaming Association (AGA), the leading national trade group representing the U.S. casino industry, is spearheading a significant push to modernize payment options within casinos. Commercial Casino Gaming Consumer Spend by State 2025 vs. 2025. The increase in gaming revenue resulted in a record $15.91 billion of direct gaming tax revenue paid to state and local governments by commercial gaming establishments, an 8.5 percent increase compared to 2025.For too long, the industry has been tethered to outdated regulations, limiting patrons to primarily using physical fiat currency.Recognizing the evolving preferences of today's casino visitors and the increasing prevalence of digital transactions across various sectors, the AGA has unveiled its new Payments Modernization Policy Principles. WASHINGTON The American Gaming Association (AGA) released new Payments Modernization Policy Principles, reflective of an 18-month, collaborative industry effort, that provide a framework for regulatory flexibility allowing digital payments on the casino floor. The principles come at a time when the majority (57%) of past-year casinoThis comprehensive framework, the result of an 18-month collaborative effort, aims to encourage regulatory flexibility, paving the way for the seamless integration of digital payments onto the casino floor.This initiative isn't just about convenience; it's about enhancing the overall gaming experience, promoting responsible gambling practices, and unlocking new opportunities for growth within the industry.But what exactly does this policy change entail, and how will it impact casino operations and the consumer experience? 57% of the customers who visited the casino in the past 12 months believe that contactless payment methods in the casino are very important to them The American Gaming Association (AGA) has announced a new Payments Modernisation Policy Principles including 7 regulatory proposals, which are intended to provide a framework for regulatory changes to promote ContinuedWe'll delve into the specifics of the AGA's proposals, the potential benefits, and the challenges that lie ahead in revolutionizing casino payment systems.

Modernizing Casino Transactions: The AGA's Stance on Digital Payments

The AGA's advocacy for policy changes regarding digital payments comes at a crucial time for the gaming industry.As the industry navigates the post-pandemic landscape and aims for sustained financial health, embracing technological advancements like digital payment options is essential. Did you know that Indian gaming gets more and thus encourages more than $39 billion in annual revenue? This makes it one of the most important economic drivers for Native American communities. The Indian gaming industry continues to change as we look toward 2025. Tribal nations and state governments have developed new relationships, especially whenThe association emphasizes that modernizing payment methods is not just about catching up with consumer trends but also about strengthening responsible gaming measures.

Key Principles of the Payments Modernization Policy

The American Gaming Association has articulated a seven-point statement of principles.These proposals are specifically designed to foster regulatory flexibility, enabling cashless casino transactions. As policymakers develop a regulatory framework for digital assets, they should apply the principle of same activity, same risk, same regulation and ensure the resulting ecosystem operates with safeguards that appropriately mitigate financial stability and consumer protection risk, the American Bankers Association told House lawmakers.These principles include:

• Ensuring consumer protection and data security are paramount.
• Promoting responsible gaming through digital payment tools.
• Combating illicit activities with enhanced transaction monitoring.
• Fostering innovation and competition in the payments space.
• Harmonizing regulations across jurisdictions.
• Providing clear and consistent guidance for operators.
• Allowing for a variety of digital payment options.

These principles serve as a roadmap for regulators as they consider updating their policies to accommodate digital payments in casinos.The AGA believes that a well-regulated digital payments ecosystem can benefit both the industry and consumers.

Why Digital Payments Matter for the Casino Industry

The push for digital payment options in casinos isn't simply about keeping up with the times; it's driven by a confluence of factors that directly impact the industry's success and sustainability.

Meeting Consumer Demand

A significant driver behind this policy change is the growing demand from casino patrons for contactless and digital payment methods. American Gaming Association I am pleased to present the American Gaming Association s Strategic Plan 2025 our roadmap to ensure legal, regulated gaming remains vibrant, strong and thriving. Our plan underscores AGA s focus on creating a favorable policy and business environment to fuel industry growth. It recognizesAccording to AGA research, 57% of casino visitors in the past year believe that contactless payment options are very important to them.This statistic underscores the changing preferences of casino customers who are increasingly accustomed to using digital wallets, mobile payments, and other cashless methods in their daily lives. WASHINGTON The American Gaming Association (AGA) released new Payments Modernization Policy Principles, reflective of an 18-month, collaborative industry effort, that provide a framework for regulatory flexibility allowing digital payments on the casino floor.Why force them to revert to cash when they enter a casino?

Enhancing Responsible Gaming

Contrary to some misconceptions, digital payments can actually enhance responsible gaming efforts.Digital payment systems offer tools for players to set spending limits, track their gaming activity, and receive real-time alerts if they are approaching their limits.This level of control and transparency is often difficult to achieve with cash-based transactions. About the American Gaming Association As the national trade group representing the U.S. casino industry, the American Gaming Association (AGA) fosters a policy and business environment where legal, regulated gaming thrives. The AGA s diverse membership of commercial and tribal casino operators, sports betting andFurthermore, partnerships with companies like Global Payments allow for a more ""fun, responsible, and seamless betting experience.""

Combating Illicit Activities

Digital payment systems inherently offer enhanced security features and transaction monitoring capabilities compared to cash. The American Gaming Association (AGA) has released its new Payments Modernization Policy Principles a set of seven regulatory proposals aimedThese features can help casinos detect and prevent money laundering and other illicit activities. The American Gaming Association has issued a seven-point statement of principles on digital payment options designed to develop regulatory flexibility for cashless casino transactions.By utilizing advanced data analytics and fraud detection tools, casinos can better identify suspicious transactions and protect themselves from financial crime.

Improving Operational Efficiency

Cash handling is a costly and time-consuming process for casinos. As the gaming industry safely reopens and seeks to return to financial health, one critical area of regulatory reform the administration should consider is modernizing the $1,200 slot jackpot reporting threshold, which has been in place since 2025, said Bill Miller, president and CEO of the American Gaming Association.Implementing digital payment systems can streamline operations, reduce the need for cashiers, and improve overall efficiency. Digital payments provide new tools for responsible gaming and through Global Payments partnership, their customers can have a fun, responsible, and seamless betting experience. AGA s Have A Game Plan campaign promotes four core principles of responsible sports betting: set a budget and stick to it, keep betting social, know the oddsThis can free up resources that can be reinvested in other areas of the business, such as customer service and marketing.

The Economic Impact of Gaming and the Role of Digital Payments

The gaming industry is a significant economic driver, generating substantial revenue and tax dollars for state and local governments.The AGA emphasizes the importance of fostering a policy environment that supports the industry's continued growth and contribution to the economy.Indian gaming alone generates over $39 billion in annual revenue, making it a critical economic engine for Native American communities.

Record Tax Revenue

In recent years, the gaming industry has achieved record levels of tax revenue. As the national trade group representing the U.S. casino industry, the American Gaming Association (AGA) fosters a policy and business environment where legal, regulated gaming thrives. The AGA s diverse membership of commercial and tribal casino operators, sports betting and iGaming companies, gaming suppliers, and more lead the $261 billionFor example, commercial gaming establishments contributed $15.91 billion in direct gaming tax revenue in a recent year, an 8.5% increase compared to the previous year. Online gaming made up a record 32.8 percent share of commercial gaming revenue in Q1 compared to 29.3 percent in Q1 2025. $4.25 Billion in Gaming Taxes Bolster State and Local Governments. State and local governments in gaming states saw a record influx of direct gaming taxes in the first quarter.These tax dollars support vital public services, such as education, infrastructure, and public safety.

The Future of Gaming: Digital and Beyond

Online gaming is also experiencing rapid growth, representing a significant portion of commercial gaming revenue.Modernizing payment options is crucial for supporting the growth of online gaming and ensuring that it remains a competitive and attractive option for consumers.Digital payments help to create a more seamless and convenient online gaming experience, which can drive increased participation and revenue.

Addressing Potential Challenges and Concerns

While the AGA's push for digital payments offers numerous benefits, it's also essential to acknowledge and address potential challenges and concerns.

Regulatory Hurdles

One of the biggest challenges is navigating the complex web of state and federal regulations that govern the gaming industry.Each jurisdiction has its own set of rules and requirements for payment processing, which can make it difficult to implement digital payment systems on a large scale.Harmonizing regulations across jurisdictions is a key priority for the AGA.

Security and Privacy

Ensuring the security and privacy of customer data is paramount. (PRESS RELEASE) - The American Gaming Association released new Payments Modernization Policy Principles, reflective of an 18-month, collaborative industry effort, that provide a framework for regulatory flexibility allowing digital payments on the casino floor.Casinos must implement robust security measures to protect against data breaches and fraud. American Gaming Association is promoting the changes in policies with respect to digital payments.They must also comply with privacy regulations and be transparent about how they collect, use, and share customer data.

Responsible Gaming Concerns

Some critics argue that digital payments could make it easier for people to gamble beyond their means. Commercial Casino Gaming Consumer Spend by State 2025 vs. 2025. The surge in gaming revenue resulted in a record $14.67 billion of direct gaming tax revenue paid to state and local governments by commercial gaming establishments, a 9.7 percent increase compared to 2025.However, the AGA believes that digital payment systems can actually enhance responsible gaming efforts by providing tools for players to manage their spending and track their gaming activity. Beyond regulatory oversight, AGA members abide by our Responsible Gaming Code of Conduct, a pledge to prioritize responsible gaming as an integral part of our industry s daily operations. RESOURCE. Responsible Code of Conduct. The AGA and its members pledge to prioritize responsible gaming as an integral part of our industry s daily operations.It is important that casinos educate players about these tools and promote responsible gaming practices.

The AGA's Strategic Plan: A Roadmap for the Future

The American Gaming Association has a strategic plan that outlines its priorities for the coming years. A Nielsen study, commissioned by the American Gaming Association, analyzed trends around sports betting advertising in the United States in 2025. The research leveraged Ad Intel, Nielsen s advertising monitoring service for tracking detailed ad spend in markets and media outlets including TV, print, digital, out-of-home and cinema.This plan emphasizes the importance of creating a favorable policy and business environment for the gaming industry.Modernizing payment options is a key element of this strategic plan.

Focus Areas

• Advocacy: The AGA actively lobbies policymakers to support policies that benefit the gaming industry.
• Responsible Gaming: The AGA promotes responsible gaming practices and works to prevent problem gambling.
• Research: The AGA conducts research on the gaming industry to inform policy decisions and business strategies.
• Education: The AGA educates the public about the economic and social benefits of the gaming industry.

How Casinos Can Prepare for Digital Payment Integration

For casinos looking to embrace the shift towards digital payments, here are some practical steps they can take:

1. Assess Current Infrastructure: Evaluate existing payment systems and identify areas for improvement.Determine the necessary hardware and software upgrades.
2. Research Payment Providers: Explore various digital payment providers and choose partners with experience in the gaming industry and a strong commitment to security and compliance.
3. Develop a Responsible Gaming Strategy: Integrate responsible gaming tools into the digital payment system. The proposition looks to let visitors fund their activities at gambling establishments via digital avenues instead of allowing only physical fiat currency, said a statement Tuesday.Offer players options to set spending limits, track their activity, and self-exclude if needed.
4. Train Staff: Provide comprehensive training to employees on how to use and support the new digital payment system.
5. Educate Customers: Inform customers about the benefits of digital payments and how to use the new system responsibly.
6. Stay Informed on Regulations: Keep abreast of changes in state and federal regulations related to digital payments.

The Future of Casino Payments: A Glimpse into 2025 and Beyond

As we look towards 2025 and beyond, the casino industry is poised for significant transformation. The Gaming Industry Outlook is prepared on the behalf of the American Gaming Association by Oxford Economics. It provides a timely measure of recent growth and future expectations. This is the eighth release of the index. Gaming Conditions Index:Digital payments will play a central role in this evolution, creating a more seamless, convenient, and responsible gaming experience for players.The AGA's efforts to modernize payment policies are essential for ensuring that the industry remains competitive and continues to contribute to the economic well-being of communities across the country.

Key Trends to Watch

• Increased adoption of mobile payments and digital wallets.
• Growing demand for personalized gaming experiences.
• Greater integration of data analytics and artificial intelligence.
• Enhanced focus on responsible gaming and player protection.

The $1,200 Jackpot Reporting Threshold: Another Area for Modernization

Beyond digital payments, the AGA is also advocating for modernizing the $1,200 slot jackpot reporting threshold. At Sightline, we have a commitment to running a responsible and equitable business. With 50 percent of our C-suite being women, our commitments to local Nevada charities, our leadership on responsible gaming, and our focus on developing software solutions as opposed to hardware solutions, we believe in leading by example for the gaming industry. -Omer Sattar, Co-CEOThis threshold has been in place since 2025, and the AGA argues that it is outdated and burdensome.Adjusting the threshold would reduce paperwork for both players and casinos, streamlining the jackpot payout process.

Bill Miller, president and CEO of the American Gaming Association, notes that ""as the gaming industry safely reopens and seeks to return to financial health, one critical area of regulatory reform the administration should consider is modernizing the $1,200 slot jackpot reporting threshold, which has been in place since 2025."" This change, along with the adoption of digital payments, represents a comprehensive effort to modernize the gaming industry.

Conclusion: Embracing Innovation and Responsible Growth

The American Gaming Association's push for policy changes on digital payments represents a crucial step towards modernizing the casino industry.By embracing digital payment options, casinos can enhance the customer experience, promote responsible gaming, combat illicit activities, and improve operational efficiency. Pavilion Payments, the leader in omnichannel payment solutions for the gaming industry, has announced the appointment of Alyssa Beaver as Senior Vice President of Sales. In this role, Alyssa will lead Pavilion Payments brick-and-mortar sales organisation, working closely with the leadership team to drive growth and foster long-termWhile challenges remain, the potential benefits are significant, and the AGA's leadership is essential for guiding the industry through this transformation.As the gaming landscape continues to evolve, innovation and responsible growth will be key to ensuring a vibrant and sustainable future for the industry.Change is coming to the gaming industry, and it will be in the form of updated and modernized policies.

The key takeaways from this article are:

• The AGA is advocating for digital payments in casinos to modernize the industry.
• Digital payments can enhance responsible gaming efforts.
• The shift to digital payments can improve operational efficiency and reduce costs.
• Casinos need to prepare for this transition by assessing their infrastructure and training their staff.
• The future of casino payments will be increasingly digital, with a focus on personalization and responsible growth.

Are you ready to embrace the future of casino payments? The Gaming Hall of Fame; Advocacy. Gaming: An Economic Driver Beyond the Bright Lights; AGA Responsible Marketing Code for Sports Wagering. Sport Betting Advertising Marketing Complaint Form; American Gaming Association; Apply for a Position; Apply for Position Template; Become Member; Boyd Leading On Diversity And InclusionLearn more about the American Gaming Association's Payments Modernization Policy Principles and how they can benefit your business.Contact the AGA today to get involved and help shape the future of the gaming industry.