Rethinking CBDCs: Addressing design flaws and privacy concerns

Privacy implications of central bank digital currencies

Could CBDCs destroy privacy? - CFA Institute

US Treasury Official Warns Against Privacy Abuse With

Privacy should be considered in ‘potential retail CBDC’Treasury

US Treasury Researching CBDC Privacy Concerns - Watcher Guru

Amidst the discussions of a

US Treasury keen on privacy technologies to address

Amidst the discussions of a digital dollar implementation, the US Treasury is reportedly researching an answer to Central Bank Digital Currency (CBDC) privacy concerns.

Privacy and the ability to transact anonymously should be considerations in the design of a digital dollar, a United States Treasury official has said.

Flawed assumptions in CBDC designs

In the CFA Institute’s CBDC survey, conducted in February 2025, 63% of charterholders said they were concerned about data privacy in the potential introduction of

Ensuring data privacy and consumer protection are of paramount concern in discussions around central bank digital currencies (CBDCs). Complex coding systems

Flawed assumptions in CBDC designs around accounts, wallet control, and privacy call for a more innovative, privacy-focused approach.

Central Bank Digital Currency Data Use and Privacy

Privacy concerns around CBDCs – are they justified?

CBDCs and Privacy Concerns: What You Need to Know