IS CHASE BANK CLOSED ON JUNETEENTH

Last updated: June 20, 2025, 01:32 | Written by: Elizabeth Rossiello

Juneteenth, a day of profound significance commemorating the end of slavery in the United States, has become increasingly recognized and celebrated nationwide. What holidays are banks closed? The following dates are recognized by The Federal Reserve System as upcoming federal or bank holidays for 2025: June 19 Juneteenth National Independence DayWith this recognition comes a natural question for banking customers: Is my bank open? If you need to cash a check or make a withdrawal, keep in mind that because Juneteenth is observed by the Federal Reserve, most major banks will be closed that day. That means Chase, WellsSpecifically, is Chase Bank closed on Juneteenth? Chase locator. Find an ATM or branch near you, please enter ZIP code, or address, city and state.The answer, in short, is yes.In observance of this important federal holiday, Chase Bank branches, along with most other major banks like Bank of America, Wells Fargo, and Citibank, will be closed. Juneteenth is also a banking holiday observed by the Federal Reserve. Major banks like Chase and Bank of America will be closed in observance of the holiday. TD Bank, which has remained open inThis closure reflects a broader trend of financial institutions acknowledging and honoring Juneteenth, joining other government offices and institutions in pausing operations for the day.However, don't fret!While physical branches may be shuttered, accessing your funds and managing your accounts is still possible through alternative channels.This article will delve into the specifics of Chase Bank's Juneteenth closure, explore alternative banking options available to you, and provide a comprehensive overview of what to expect during this federal holiday.We'll also address frequently asked questions to ensure you're fully prepared and informed.

Understanding Chase Bank's Juneteenth Holiday Closure

Chase Bank, a subsidiary of JPMorgan Chase & Co., consistently observes federal holidays, and Juneteenth is now firmly on that list.Recognizing the importance of Juneteenth National Independence Day, Chase, along with many other major banks, closes its physical branches to allow employees to observe the holiday.This decision is not merely a matter of following protocol; it signifies a commitment to acknowledging the historical weight of Juneteenth and fostering a culture of inclusivity and respect.

Why Do Banks Close on Juneteenth?

The primary reason banks close on Juneteenth stems from its status as a Federal Reserve holiday.The Federal Reserve System, which regulates the nation's banking system, is closed on Juneteenth.While banks aren't legally required to close on Federal Reserve holidays, most choose to do so.This is partially because the Federal Reserve's closure impacts the processing of financial transactions, as Chase will not process transactions on days the Federal Reserve Banks and Branches are closed.

When Did Chase Bank Start Closing for Juneteenth?

The trend of banks closing for Juneteenth is relatively recent, gaining momentum after Juneteenth became a federal holiday in 2021.Bank of America, JPMorgan Chase, and Wells Fargo all publicly committed to observing Juneteenth as a bank holiday beginning in 2022, marking a significant step towards recognizing and celebrating this important day in American history.Before 2022, many banks offered employees a floating paid holiday to commemorate Juneteenth, signaling a growing awareness and acknowledgment of the holiday's significance.

Alternative Banking Options During the Juneteenth Holiday

While Chase Bank branches will be closed on Juneteenth, there are still plenty of convenient ways to access your money and manage your banking needs. Juneteenth 2025 is a federal holiday that falls on June 19 and is celebrated in the United States. banks could stay closed or partially operational on this day as June 19 is a Federal ReserveThese alternative options ensure you can conduct essential transactions without disrupting your holiday plans.

Online Banking: Chase's online banking platform is available 24/7, allowing you to check balances, transfer funds, pay bills, and perform other essential banking tasks from the comfort of your home.
Mobile Banking App: The Chase Mobile app offers similar functionalities to online banking, but with the added convenience of being accessible from your smartphone or tablet. Branches of Capital One, Bank of America, PNC, Truist, CitiBank and JPMorgan Chase will be closed on Juneteenth, USA TODAY is reporting. Capital One Cafes will remain open. Is the stock market open or closed on Juneteenth? The New York Stock Exchange is closed on federal holidays and will be closed on Juneteenth, according to its website. IsYou can even deposit checks remotely using the app's mobile check deposit feature.
ATMs: Chase operates a vast network of ATMs across the country. The US Sun reported that both Bank of America and Chase will be closing on June 19 to commemorate one of the landmarks of American history. In fact, all major banks are expected to be closing, given that Juneteenth is one of the 11 federally recognized holidays. Others include days like Thanksgiving and Christmas.These ATMs allow you to withdraw cash, deposit checks and cash, and check your account balance.Use the Chase locator on their website to find an ATM near you.
24/7 Customer Service: Chase's customer service lines remain open, though wait times may be longer than usual due to the holiday.You can typically access customer service through the Chase Mobile app or by calling the number on the back of your debit card.

Impact on Transactions and Processing Times

It's crucial to understand how the Juneteenth closure affects your financial transactions. Here is what's open and closed on Juneteenth this year. TD Bank, Chase and Wells Fargo will be closed. As always, online banking services and ATMs will be available for use.Since Chase Bank adheres to the Federal Reserve's holiday schedule, certain processes may be delayed.

Transaction Processing Delays

Transactions initiated on Juneteenth, such as deposits and transfers, may not be processed until the next business day.This is because the Federal Reserve, the backbone of the US payment system, is also closed.If you deposit a check through the ATM or mobile app on Juneteenth, don't expect the funds to be available immediately.They will likely be processed on the following business day. Are banks open on Juneteenth? Branches of Capital One, Bank of America, PNC, Truist, CitiBank and JPMorgan Chase will be closed on Juneteenth, the companies confirmed to USA TODAY.Similarly, any electronic transfers you initiate will be queued and processed once the Federal Reserve reopens.

Bill Payments

If you have bill payments scheduled for Juneteenth, ensure you have sufficient funds in your account to cover them. June 19th: Chase Bank will be closed on Juneteenth, in recognition of this significant day in American history, commemorating the end of slavery in the United States. This closure reflects Chase's commitment to honoring freedom and equality.While the payment might be initiated on Juneteenth, it may not be fully processed until the next business day.To avoid late fees, consider scheduling your payments a day or two in advance. Juneteenth is a Federal Reserve bank holiday, meaning the organization that regulates the nation s banking system is closed, according to Bankrate.com. Banks aren t required to close for Federal Reserve holidays, but they often do. Transactions made during these holidays won t be posted until the next business day. Branches of Capital OneMany bill payment services offer options for scheduling payments ahead of time, giving you peace of mind even when banks are closed.

Other Institutions Observing Juneteenth

Chase Bank isn’t the only financial institution observing Juneteenth. That means Chase, Wells Fargo, Bank of America, TD Bank, etc, won't be open. However, ATMs and online banking services will still be available if you need them. Are Libraries Closed on Juneteenth?The vast majority of major banks in the United States, including the ones listed below, will also be closed.This widespread closure underscores the increasing recognition of Juneteenth as a significant national holiday.

Bank of America
Wells Fargo
Citibank
PNC Bank
Truist
Capital One (Cafes may remain open)
TD Bank

Juneteenth Beyond Banking: What Else is Closed?

The impact of Juneteenth as a federal holiday extends beyond the banking sector.Many other institutions and services will also be closed or operating on a reduced schedule.

Government Offices: All federal government offices, including city and state courts, will be closed.
Post Offices: The United States Postal Service (USPS) will be closed, and there will be no regular mail delivery.
Stock Market: The New York Stock Exchange (NYSE) and Nasdaq will be closed.
Libraries: Most public libraries will be closed.
Schools: Most public schools and universities will be closed.

While many businesses and services will be closed, some essential services like hospitals, emergency services, and some retail stores will remain open.It's always a good idea to check the operating hours of specific businesses or services before heading out on Juneteenth.

A Brief History of Juneteenth

To fully appreciate the significance of bank closures on Juneteenth, it’s essential to understand the historical context of the holiday. That means most major banks like Bank of America, TD Bank, Chase and Wells Fargo will be closed. As always, online banking services and ATMs will be available for use. The stock market will beJuneteenth commemorates the emancipation of enslaved African Americans in the United States.On June 19, 1865, Union General Gordon Granger arrived in Galveston, Texas, and announced General Order No. 3, which declared that all enslaved people in Texas were free. Branches of Capital One, Bank of America, PNC, Truist, CitiBank and JPMorgan Chase will be closed on Juneteenth, the companies confirmed to USA TODAY. Capital One Cafes will remain open. Is UPSThis announcement came more than two years after President Abraham Lincoln issued the Emancipation Proclamation.The delay was due to the limited reach of the Union Army during the Civil War.

From Local Celebration to Federal Holiday

Juneteenth has been celebrated primarily in Texas since 1866, with celebrations often including prayer meetings, speeches, and family gatherings. For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday. Chase will not process transactions on days that the Federal Reserve Banks and Branches are closed.Over time, Juneteenth celebrations spread throughout the United States.In 1980, Texas became the first state to recognize Juneteenth as an official state holiday. Most banks follow the U.S. Federal Reserve System s holiday schedule, which observes Juneteenth and means banks will be closed on June 19. Most ATMs may still be used for transactions. Most ATMsIn 2021, President Joe Biden signed the Juneteenth National Independence Day Act into law, officially establishing Juneteenth as a federal holiday.This momentous occasion marked a significant step forward in recognizing the importance of Juneteenth and promoting a greater understanding of African American history and culture.

Planning Ahead for Banking Needs on Juneteenth

Knowing that Chase Bank and other major financial institutions will be closed on Juneteenth allows you to plan ahead and avoid any potential inconvenience.Here are some practical tips to help you prepare:

Withdraw Cash in Advance: If you anticipate needing cash on Juneteenth, withdraw it from an ATM a day or two beforehand.This will ensure you have access to funds even with branch closures.
Schedule Bill Payments Early: To avoid late fees, schedule any bill payments that are due around Juneteenth at least a day or two in advance.
Utilize Online and Mobile Banking: Familiarize yourself with Chase's online and mobile banking platforms.These platforms allow you to manage your accounts, transfer funds, and pay bills from anywhere with an internet connection.
Plan Ahead for Deposits: If you need to deposit a check or cash, consider doing so before Juneteenth or using a Chase ATM that accepts deposits.Keep in mind that deposits made on Juneteenth may not be processed until the next business day.

Common Questions About Banking on Juneteenth

Here are some frequently asked questions about banking on Juneteenth, providing further clarity and guidance:

Will ATMs be available on Juneteenth?

Yes, Chase Bank ATMs will be available for use on Juneteenth.You can withdraw cash, deposit checks and cash (at ATMs that accept deposits), and check your account balance.Use the Chase locator to find an ATM near you.

Will Chase customer service be available on Juneteenth?

While Chase branches will be closed, customer service lines will likely remain open.However, expect potentially longer wait times due to the holiday.

What happens if I have a payment due on Juneteenth?

If you have a payment due on Juneteenth, ensure you have sufficient funds in your account to cover it. With Juneteenth being an newer holiday and states choosing their own days to celebrate, it can be unclear when banks will be closed in observance of the special day. Here is everything you need toWhile the payment might be initiated on Juneteenth, it may not be fully processed until the next business day. Juneteenth is Wednesday, June 19. Are banks open on Juneteenth? Branches of Capital One, Bank of America, PNC, Truist, CitiBank and JPMorgan Chase will be closed on Juneteenth, according to USA TODAY.To avoid late fees, consider scheduling your payments a day or two in advance.

Are Capital One Cafes open on Juneteenth?

While branches of Capital One will be closed, Capital One Cafes may remain open, offering a potential alternative for some banking services.

Will mobile check deposits be processed on Juneteenth?

Mobile check deposits made on Juneteenth will likely be processed on the next business day.

The Future of Juneteenth Observance in Banking

The observance of Juneteenth by banks is still a relatively new phenomenon. The Federal Reserve and its 24 bank branches are set to be closed on Wednesday for Juneteenth. Other banks, such as Capitol One, Bank of America, J.P. Morgan, Wells Fargo, Chase, and American National Bank will close as well.As Juneteenth gains wider recognition and acceptance as a significant national holiday, it is likely that banks will continue to refine their approaches to observing it.This may include offering more comprehensive services through alternative channels on Juneteenth, further investing in community engagement activities related to Juneteenth, and continuing to educate employees and customers about the historical significance of the holiday.

Conclusion

So, to reiterate, Chase Bank will be closed on Juneteenth in observance of this important federal holiday commemorating the end of slavery. Branches of Capital One, Bank of America, PNC, Truist, CitiBank and JPMorgan Chase will be closed on Juneteenth, USA TODAY is reporting. Capital One Cafes will remain open. Capital One Cafes willWhile physical branches will be closed, you can still access your accounts and conduct essential banking transactions through online banking, the mobile app, and ATMs.Remember to plan ahead by withdrawing cash in advance, scheduling bill payments early, and familiarizing yourself with Chase's digital banking options. Chase is the consumer and commercial banking subsidiary of JPMorgan Chase amp; Co. It's one of the largest national banks in the U.S, and it also made GOBankingRates' list of the Best Banks. Read on to find out when you can visit a branch during Chase hours. Chase Bank Hours for Normal Days Chase branches' hours vary by location, so if you're planning to make a trip, your best bet is toBy understanding the impact of the Juneteenth closure on transaction processing and utilizing alternative banking methods, you can ensure a smooth and convenient banking experience, even on a holiday.Take time on Juneteenth to reflect on its historical significance and appreciate the journey towards freedom and equality.This article provided the answer to 'is chase bank closed on Juneteenth', along with a wealth of information about alternative banking options, impacts on transaction processing, and the broader significance of Juneteenth as a federal holiday.Remember to always check the specific hours and services available through Chase's website or mobile app for the most up-to-date information. Are banks open on Juneteenth? Branches of Capital One, Bank of America, PNC, Truist, CitiBank and JPMorgan Chase will be closed on Juneteenth, according to USA TODAY.Enjoy your Juneteenth!