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Last updated: June 17, 2025, 02:32  |  Written by: Caitlin Long

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In June 2025, BBB investigated Transform Credit's business practices. This investigation was prompted by an influx of consumer complaints.

Transform Credit doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out.

Transform Credit Inc.

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Caitlin Long can be reached at [email protected].

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