APPLEPAY FALTERING COULD BE AN OPENING FOR BITCOIN

The financial landscape is constantly evolving, with new technologies and payment methods vying for dominance.While Apple Pay has enjoyed considerable success, recent developments suggest its position might not be as secure as it once seemed. The bitcoin price surged back to over its previous all-time high earlier this year, topping $70,000 per bitcoin before falling back (though many still expect a bitcoin price boom before the end ofAre cracks beginning to show in the seemingly impenetrable wall of Apple's payment system, and could this weakening be an opportunity for Bitcoin and other cryptocurrencies to surge forward? Learn how to set up and use Apple Pay. Find all the topics, resources, and contact options you need for Apple Pay.The answer, while complex, leans towards a potential shift. With Apple Pay integrating Coinbase, Amazon rumored to buy Bitcoin, and Microsoft facing a $5 trillion pitch from Michael Saylor, the biggest tech giants are moving toward crypto adoption.This isn't about Apple Pay disappearing overnight, but rather about a gradual erosion of its advantages as regulators push for more open access and crypto adoption gains momentum. Amid the debate over Apple Pay bolstering/killing bitcoin, the many facets of bitcoin have been forgotten. HOME. MAIL. NEWS. FINANCE. Highest Open Interest. Options: Highest Implied Volatility.We're witnessing a convergence of traditional finance and decentralized technologies, and Bitcoin, with its inherent advantages of decentralization and global reach, stands to benefit immensely if Apple Pay stumbles. Just last month, U.S. President Joe Biden signed an Executive Order on crypto, which incorporates an objective of advancing the U.S. competitiveness and leadership in digital assets andThe rise of stablecoins like USDC and the increasing integration of crypto payment options into mainstream apps are signaling a new era, an era where Bitcoin could finally find its way into the pockets (or rather, digital wallets) of everyday consumers previously entrenched in the Apple ecosystem.This article delves into the factors contributing to Apple Pay's potential faltering and explores how Bitcoin is poised to capitalize on the changing tides.

Regulatory Pressure and the Push for Open Access to NFC

A key factor impacting Apple Pay's dominance is the increasing regulatory scrutiny it faces, particularly in the European Union.For years, regulators have been pressuring Apple to open up access to the Near Field Communication (NFC) chip in iPhones.This chip, essential for contactless payments, has been tightly controlled by Apple, giving Apple Pay a significant advantage over competing financial service companies. In a follow-up post to X, Allaire explained that prior to Apple s move, the only payment features that could use NFC on iPhones were Apple s own Wallet app and the Apple Pay feature.The EU's stance is that this control creates an uneven playing field, stifling innovation and competition.

The proposed changes would allow authorized developers to register with Apple under a commercial agreement and, crucially, gain access to the NFC functionality.This would enable them to create their own mobile payment solutions that can directly compete with Apple Pay. Step 1: Open the app and tap on the home page. Step 2: A pop-up list with the various cryptocurrencies will appear. Can you buy crypto through Apple pay? Yes, you can buy Bitcoin andWhile Apple will likely impose fees and restrictions, this represents a significant step towards leveling the playing field.

Open access to NFC is a double-edged sword for Apple. Starting in mid-2025, Apple Pay will let you spend Bitcoin or Ethereum. Merchants, though, will get paid in stablecoins like USDC. This mix gives buyers freedom and sellers peace of mind. App Store Gets a Crypto Twist. The App Store is changing too. After a court ruling with Epic Games, Apple updated its rules in May 2025. Now, apps can link toWhile it might introduce more competition, it also opens up new possibilities for integrating cryptocurrencies into the Apple ecosystem. How to buy Bitcoin using Apple Pay on Coinbase. 1) Open up the Coinbase application on your iPhone. In the top left of the home panel, press the Buy button. 2As we will see, this is already starting to happen.

Crypto Integration within the Apple Ecosystem

Despite its historically cautious approach to crypto, Apple is gradually warming up to the idea of integrating cryptocurrencies into its platform. New. Pay the way that works for you. Apple Pay gives you flexibility at checkout. When you shop online and in apps with iPhone and iPad, you can pay in full or split your purchases into smaller payments over time through an eligible card or other pay later provider. 2 Or use your eligible credit or debit cards rewards, points, or miles to pay for all or part of your purchase when you shopThis shift is partly driven by external pressures, but also by the growing mainstream adoption of crypto and the potential revenue opportunities it presents.

Apple Pay Now Supports Crypto Payments

One significant development is the integration of Apple Pay with crypto platforms like BitPay. Regulators from the European Union have pressured the firm to provide such access for years in hopes of leveling the playing field for financial service companies attempting to compete against Apple Pay. Open Access: Under the new scheme, authorized developers can register with Apple under a commercial agreement and pay associated feesThe BitPay app, for example, allows users to make payments in Bitcoin and other cryptocurrencies using Apple Pay.This means that you can now use your iPhone to spend Bitcoin at merchants that accept Apple Pay, even if they don't directly accept crypto.

Furthermore, Circle, the company behind the USDC stablecoin, has announced that iPhone users will soon be able to make crypto payments as easily as using Apple Pay. Manage your cryptocurrency portfolio with BitPay s secure, open-source, non-custodial cryptocurrency wallet. With the BitPay Wallet, your private keys and your money remain in your control at all times with code that's 100% open source for community testing and audits. Get up and running fast withThis will allow users to pay directly with USDC at points of sale, with payment confirmation via FaceID or other biometric features.This is a game-changer, making crypto payments seamless and convenient for everyday transactions.

The App Store and Crypto: A Changing Landscape

The Apple App Store is also evolving.Following a court ruling involving Epic Games, Apple updated its rules in May 2025 to allow apps to link to external websites for payment processing. Circle, the company behind the USDC stablecoin, has announced that iPhone users will soon be able to make crypto payments as easily as using Apple Pay. Thanks to Apple s opening, it will be possible to pay directly with USDC at points of sale using iPhones, with payment confirmation via FaceID or other biometric features.This seemingly small change has significant implications for crypto apps, as it allows them to bypass Apple's in-app purchase system and directly offer users the ability to buy and sell cryptocurrencies.

Amazon, Microsoft, and the Tech Giants Embrace Bitcoin

Apple isn't the only tech giant showing interest in crypto. ApplePay Faltering Could be an Opening for Bitcoin Simply put they are the percentage paid by merchants for each transaction that involves credit or debit cards. These fees can range from about 1%There are rumors that Amazon is considering buying Bitcoin, and Michael Saylor has reportedly made a $5 trillion pitch to Microsoft to embrace crypto. With the new BitPay app, users can now use Apple Pay to make payments in Bitcoin and other cryptocurrencies. BitPay is planning to include support for Google Pay and Samsung Pay in the near future.While these are just rumors at this point, they highlight the growing recognition of crypto's potential within the tech industry.

Even if these rumors don't materialize, the fact that these companies are even considering crypto is a testament to its growing importance. We're building the open financial system. Explore crypto like Bitcoin, Ethereum, and Dogecoin. Simply and securely buy, sell, and manage hundreds of cryptocurrencies.It suggests that the biggest players in the tech world are starting to see Bitcoin and other cryptocurrencies as a legitimate asset class and a potential driver of future growth.

How to Buy Bitcoin Using Apple Pay

For those interested in getting started with Bitcoin, it's now easier than ever to buy Bitcoin using Apple Pay. In 2025, BitPay started supporting Apple Pay as a payment method, thus allowing users to buy, exchange, and shop with BTC and many other coins and tokens by simply enabling Apple Pay. If you want to buy Bitcoin with Apple Pay on BitPay, you will have to: Step 1: Log into the BitPay AppHere's a breakdown of how to do it on Coinbase, and via BitPay:

Buying Bitcoin on Coinbase with Apple Pay

1. Open the Coinbase application on your iPhone.
2. In the top left of the home panel, press the Buy button.
3. Select Bitcoin.
4. Choose Apple Pay as your payment method.
5. Follow the on-screen instructions to complete the purchase.

Buying Bitcoin on BitPay with Apple Pay

1. Log into the BitPay App
2. Open the app and tap on the home page.
3. A pop-up list with the various cryptocurrencies will appear.
4. Select Bitcoin (or other supported cryptocurrency)
5. Choose to buy with Apple Pay and complete the transaction.

These platforms offer a simple and secure way to acquire Bitcoin using Apple Pay.Remember to always do your own research and understand the risks involved before investing in any cryptocurrency.

The Merchant's Perspective: Fees and Stablecoins

Another factor that could contribute to Apple Pay's faltering is the fees that merchants pay for each transaction.These fees, known as interchange fees, can range from about 1% to 3% for credit and debit card transactions.While this may seem like a small amount, it can add up quickly for businesses with high transaction volumes.

Bitcoin, on the other hand, offers the potential for lower transaction fees, particularly for larger transactions.While Bitcoin transaction fees can fluctuate depending on network congestion, they are generally lower than credit card interchange fees.This could make Bitcoin a more attractive payment option for merchants, especially those operating in industries with thin margins.

Furthermore, the use of stablecoins like USDC can mitigate the volatility risk associated with Bitcoin.In fact, some systems are being developed that allow buyers to pay with Bitcoin or Ethereum, while merchants receive stablecoins like USDC, ensuring price stability.This hybrid approach offers the best of both worlds: the freedom and flexibility of crypto for buyers, and the stability and predictability of stablecoins for sellers.

The Importance of Decentralization and Open Source

One of the core principles of Bitcoin is decentralization.Unlike Apple Pay, which is controlled by a single company, Bitcoin is a decentralized network that is not subject to the control of any single entity.This makes Bitcoin more resistant to censorship and manipulation.

The BitPay Wallet, for example, is a secure, open-source, non-custodial cryptocurrency wallet.This means that users have complete control over their private keys and their funds, without having to trust a third party.The open-source nature of the wallet also allows for community testing and audits, ensuring its security and transparency.

Executive Orders and Government Support for Crypto Innovation

Governments around the world are also starting to recognize the potential of cryptocurrencies.Just last month, U.S.President Joe Biden signed an Executive Order on crypto, which incorporates an objective of advancing the U.S. competitiveness and leadership in digital assets.

This executive order signals a shift in government policy towards a more supportive stance on crypto innovation.This could lead to more favorable regulations and policies that encourage the adoption of Bitcoin and other cryptocurrencies.

Apple Pay Bolstering Bitcoin: A Paradoxical Scenario

While some argue that Apple Pay is killing Bitcoin, the reality is more nuanced.In some ways, Apple Pay could actually be bolstering Bitcoin's adoption.By making it easier to buy and spend Bitcoin using Apple Pay, Apple is helping to bring crypto to a wider audience.This increased accessibility could ultimately lead to more mainstream adoption of Bitcoin.

Bitcoin's Price Surge and Future Potential

The price of Bitcoin has surged dramatically in recent years, reaching all-time highs earlier this year.While the price has since fallen back, many experts believe that a Bitcoin price boom is still on the horizon.This is due to a number of factors, including increasing institutional adoption, growing mainstream awareness, and the limited supply of Bitcoin.

Whether or not Bitcoin will ultimately replace traditional payment methods like Apple Pay remains to be seen.However, the growing momentum behind Bitcoin and other cryptocurrencies suggests that they will play an increasingly important role in the future of finance.

Conclusion: A Shifting Landscape and Bitcoin's Opportunity

In conclusion, the notion that ApplePay faltering could be an opening for Bitcoin is not just speculation; it's a plausible scenario driven by several factors: regulatory pressure forcing open access, the integration of crypto within the Apple ecosystem, the growing acceptance of crypto by tech giants, lower transaction fees, and the decentralized nature of Bitcoin.While Apple Pay enjoys widespread adoption, its closed ecosystem and fees could prove to be vulnerabilities as the world moves towards more open and decentralized financial systems.

Key takeaways:

• Regulatory pressure is forcing Apple to open up access to its NFC chip, potentially leveling the playing field for crypto payments.
• Apple Pay now supports crypto payments through platforms like BitPay and Circle.
• Tech giants like Amazon and Microsoft are showing increasing interest in crypto.
• Bitcoin offers the potential for lower transaction fees compared to traditional payment methods.
• The decentralized nature of Bitcoin makes it more resistant to censorship and manipulation.

As the financial landscape continues to evolve, Bitcoin stands to benefit from the increasing adoption of crypto and the potential weakening of Apple Pay's dominance.The convergence of traditional finance and decentralized technologies is creating new opportunities for Bitcoin to thrive.Now might be the time to explore the possibilities of digital currencies and the potential for Bitcoin in a world increasingly open to alternative payment systems.Consider researching further and consulting with financial professionals to make informed decisions about your involvement in the cryptocurrency market.