71% OF HIGH NET WORTH INDIVIDUALS HAVE INVESTED IN DIGITAL ASSETS: SURVEY

The financial landscape is undergoing a seismic shift, and high net worth individuals (HNWIs) are at the forefront of this revolution. High net worth individuals (HNWI) have embraced cryptocurrencies and other digital assets, with 71% of wealthy individuals investing in digital assets according to a new survey.Forget the stereotypes of traditional investments alone; a groundbreaking survey reveals that a staggering 71% of HNWIs have already allocated a portion of their wealth to digital assets. The highest concentration are investors under 40. More than 9 of 10 in this age group invest in digital assets. Most say cryptocurrencies are their favorite investment, with crypto ETFs andThis includes cryptocurrencies like Bitcoin and Ethereum, as well as metaverse-related products and Non-Fungible Tokens (NFTs).The finding, stemming from Capgemini's comprehensive 2025 World Wealth Report, underscores a growing confidence in the potential of digital assets to generate significant returns.This isn't just a fleeting trend; it's a fundamental change in how the wealthy are diversifying their portfolios and securing their financial futures.The report, which polled nearly 3,000 global HNWIs, also highlights the need for wealth management firms to adapt and provide specialized education and advice to cater to this burgeoning demand. 71% of high net worth individuals have invested in digital assets: Survey A new survey suggests that most of the world s wealthiest have invested in digitalWhat does this trend mean for the future of finance, and how can investors navigate this exciting, yet complex, new world?

The Rise of Digital Assets Among the Wealthy

For years, digital assets, especially cryptocurrencies, were often perceived as a domain for tech-savvy millennials and Gen Z investors.However, that narrative is rapidly changing. A new report from the Capgemini Research Institute details the investment trends of the world s high-net-worth individuals (HNWI) and how these changed over the last year. High-net-worth individuals are defined as those with at least $1 million in wealth. Asset Allocation Shifts At the beginning of 2025, HNWIs allocated their assets as follows:The Capgemini World Wealth Report 2025 makes it clear: the world’s wealthiest individuals are actively participating in the digital asset market. Investing in Digital Assets - Family office and high-net worth investor perspectives on digital asset allocation is a report based on a survey of FOs and HNWIs in Hong Kong and Singapore, as well as interviews with industry stakeholders. It takes an in-depth look at where and how FOs and HNWIs are investing, the key drivers behind theirThis shift highlights a growing understanding of the potential benefits of these assets, including diversification, high potential upside, and long-term growth opportunities.

The survey, conducted by technology consulting company Capgemini, involved 2,973 HNWIs globally. 71% of high net worth individuals have invested in digital Coin SurgesWith over two-thirds of them invested in digital assets, the data sends a clear message to financial institutions and wealth managers: ignoring digital assets is no longer an option.

What Digital Assets Are HNWIs Investing In?

While ""digital assets"" is a broad term, the survey sheds light on the specific types of investments that are attracting the interest of HNWIs. 📢 71% OF HIGH NET WORTH INDIVIDUALS HAVE INVESTED IN DIGITAL ASSETS 🌕 High net worth individuals (HNWI) have embraced cryptocurrencies and otherThese include:

• Cryptocurrencies: Bitcoin, Ethereum, and other cryptocurrencies remain a popular choice for their potential for high returns and as a hedge against traditional financial systems.
• Metaverse-Related Products: Investments in virtual land, digital avatars, and other metaverse-related assets are gaining traction as the metaverse continues to develop.
• Non-Fungible Tokens (NFTs): NFTs, representing unique digital items like art, collectibles, and virtual real estate, are attracting investors looking for alternative asset classes.

Geographic Distribution of HNWI Digital Asset Investment

The Capgemini report also indicates variations in digital asset adoption among HNWIs across different regions. 71% of high net worth individuals have invested in digital assets: Survey cointelegraph.comWhile the global average stands at 71%, some regions show even higher levels of engagement.

Notably, North America registered the highest increase in both the population (13.2%) and wealth (13.8%) of HNWIs, reflecting a robust interest in technology and digital assets in that region.Europe also shows significant adoption rates, with some reports suggesting that investment in digital assets among HNWIs is higher than the global average.

Regional Differences in Digital Asset Investment

• North America: Strong growth in both HNWI population and wealth, indicating a high level of adoption.
• Europe: Adoption rates potentially higher than the global average, suggesting a significant interest in digital assets.
• Asia-Pacific: Growing interest, particularly in regions with strong technological advancements and fintech innovation.

Why Are HNWIs Investing in Digital Assets?

The motivations behind HNWIs' embrace of digital assets are multifaceted.Several factors contribute to this trend:

• Potential for High Returns: The volatile nature of digital assets offers the potential for significant gains, appealing to investors seeking higher returns than traditional asset classes.
• Diversification: Digital assets offer a way to diversify portfolios and reduce overall risk by investing in assets that are not correlated with traditional markets.
• Inflation Hedge: Some cryptocurrencies, like Bitcoin, are seen as a potential hedge against inflation due to their limited supply.
• Technological Innovation: HNWIs are often early adopters of new technologies, and digital assets represent a cutting-edge investment opportunity.
• Long-Term Growth: The belief that digital assets will continue to grow in value over the long term drives investment decisions.

The Role of Wealth Management Firms

The increasing adoption of digital assets by HNWIs presents both a challenge and an opportunity for wealth management firms. Survey suggests 71% of high net worth individuals have invested in digital assets. Capgemini's survey indicates that 71 percent of the world's high net worth individuals are investing in digitalMany firms are now recognizing the need to adapt their services to meet the evolving needs of their clients.

According to the Capgemini report, wealth management firms are advised to prioritize providing education and advice on digital assets. More recently, a Capgemini survey indicated that around 71% of high-net-worth individuals had invested in digital assets. Crypto is a new wealth creator. So, what does this mean? Well, crypto remains a young person s game, albeit less so than before.This includes helping clients understand the risks and opportunities associated with different types of digital assets, as well as developing strategies for incorporating them into their overall investment portfolios.

Key Actions for Wealth Management Firms:

1. Education: Provide comprehensive education on digital assets, including cryptocurrencies, NFTs, and metaverse-related investments.
2. Risk Management: Help clients assess and manage the risks associated with digital asset investments.
3. Portfolio Integration: Develop strategies for integrating digital assets into overall investment portfolios.
4. Compliance: Stay up-to-date with the evolving regulatory landscape surrounding digital assets.
5. Custody Solutions: Offer secure custody solutions for digital assets.

Addressing the Digital Legacy Gap

While the adoption of digital assets is growing rapidly, a significant gap exists in digital legacy planning. International consulting firm McKinsey Company has released a report saying that global spending in the metaverse could reach $5 trillion by 2025, making the industry comparable to the size ofMany investors have not yet considered what will happen to their digital assets in the event of their death or incapacitation.

One company, Assetpass.com, reports that 97% of HNWIs who have invested in digital assets do not have a digital legacy plan. High net worth individuals (HNWI) have embraced cryptocurrencies and other digital assets, with 71% of wealthy individuals investing in digital assets according to a new survey. TechnologyThis lack of planning can create significant challenges for heirs and executors who may be unaware of the existence of these assets or how to access them.

It's crucial for HNWIs to create a comprehensive digital legacy plan that includes instructions on how to manage and distribute their digital assets.This plan should be regularly updated to reflect changes in their investment portfolio and the evolving regulatory landscape.

The Impact of Age on Digital Asset Investment

While HNWIs across all age groups are increasingly investing in digital assets, there are notable differences in adoption rates and preferences based on age.

Younger investors, particularly those under 40, are more likely to be early adopters of digital assets and to allocate a larger portion of their portfolios to these investments.A cointelegraph.com report suggests that more than 9 out of 10 investors in this age group invest in digital assets, with cryptocurrencies being their favorite investment.

Older investors may be more cautious and prefer to allocate a smaller portion of their portfolios to digital assets.However, even among older investors, there is a growing recognition of the potential benefits of these assets, and many are beginning to explore them as part of their overall investment strategy.

The Metaverse and the Future of Digital Asset Investment

The metaverse, a virtual world where users can interact with each other and digital objects, is emerging as a significant area of interest for HNWIs. A new survey suggests that most of the world s wealthiest have invested in digital assets and wealth management firms have been 71% of high net worth individuals have invested in digitalMcKinsey & Company has released a report estimating that global spending in the metaverse could reach $5 trillion by 2025, making the industry comparable to the size of some major economies.

Investments in metaverse-related products, such as virtual land, digital avatars, and NFTs, are gaining traction among HNWIs.These investors see the metaverse as a potential new frontier for commerce, entertainment, and social interaction, and they are eager to capitalize on the opportunities it presents.

As the metaverse continues to develop, it is likely to attract even more investment from HNWIs, further fueling the growth of the digital asset market.

Challenges and Risks of Investing in Digital Assets

While the potential benefits of investing in digital assets are significant, it's important to acknowledge the challenges and risks associated with these investments.These include:

• Volatility: Digital asset prices can be highly volatile, leading to significant gains or losses in a short period of time.
• Regulatory Uncertainty: The regulatory landscape surrounding digital assets is still evolving, and changes in regulations could impact the value of these investments.
• Security Risks: Digital assets are vulnerable to hacking and theft, and investors need to take precautions to protect their assets.
• Lack of Liquidity: Some digital assets may be difficult to buy or sell quickly, especially during periods of market volatility.
• Complexity: Understanding the technology and economics behind digital assets can be challenging, especially for new investors.

Investors should carefully consider these risks before investing in digital assets and should only invest what they can afford to lose. A new survey suggests most of the world's wealthiest have invested in digital assets, and wealth management firms have been advised to prioritise providing education and advice. High net worth individuals (HNWI) have embraced cryptocurrencies and other digital assets, with 71% of wealthy individuals investing in digital assets according to aIt's also important to seek advice from qualified financial professionals who can help them navigate the complexities of this market.

How to Get Started Investing in Digital Assets

For HNWIs who are interested in exploring digital asset investments, here are some steps they can take to get started:

1. Educate Yourself: Learn about the different types of digital assets, their risks and potential rewards, and the technology behind them.
2. Define Your Investment Goals: Determine your investment goals and risk tolerance before investing in digital assets.
3. Choose a Reputable Exchange or Custodian: Select a reputable exchange or custodian to buy, sell, and store your digital assets.
4. Start Small: Begin with a small investment to get a feel for the market and gradually increase your allocation as you become more comfortable.
5. Diversify Your Portfolio: Don't put all your eggs in one basket.Diversify your digital asset investments across different types of assets.
6. Secure Your Assets: Take precautions to protect your digital assets from hacking and theft, such as using strong passwords and enabling two-factor authentication.
7. Stay Informed: Keep up-to-date with the latest news and developments in the digital asset market.
8. Consult with a Financial Advisor: Seek advice from a qualified financial advisor who can help you develop a comprehensive investment strategy that includes digital assets.

The Future of Digital Asset Investment

The trend of HNWIs investing in digital assets is likely to continue in the coming years.As the technology matures, regulations become clearer, and awareness grows, even more wealthy individuals are expected to allocate a portion of their portfolios to these investments.

The future of digital asset investment is likely to be characterized by:

• Increased Institutional Adoption: More institutional investors, such as pension funds and endowments, are expected to enter the digital asset market.
• Greater Regulatory Clarity: Governments around the world are working to develop comprehensive regulatory frameworks for digital assets.
• Technological Advancements: Innovations in blockchain technology, such as layer-2 scaling solutions and decentralized finance (DeFi), are expected to improve the scalability, security, and usability of digital assets.
• Wider Adoption by Retail Investors: As digital assets become more mainstream, more retail investors are expected to invest in them.
• Integration with Traditional Finance: Digital assets are expected to become more integrated with traditional financial systems, such as banking and brokerage services.

Conclusion: Embracing the Digital Asset Revolution

The survey results are clear: 71% of high net worth individuals have invested in digital assets.This figure demonstrates a fundamental shift in investment strategies and a growing acceptance of digital assets as a legitimate asset class. The most appealing attribute of digital assets for institutions surveyed was the . high potential upside. Current Adoption Channels to Exposure 52% . of respondents surveyed shared their firm or their clients . are invested . in digital assets. In . Europe, 84% of high-net-worth individuals surveyed are invested. in digital assetsThe rise of cryptocurrencies, NFTs, and metaverse-related investments is reshaping the financial landscape, and HNWIs are leading the charge.

For wealth management firms, the message is equally clear: adapt or be left behind.Providing education, guidance, and secure custody solutions for digital assets is no longer optional; it's essential for meeting the evolving needs of wealthy clients. A majority of millionaires polled for the Capgemini World Wealth Report have invested in digital assets including cryptocurrency. Capgemini's World Wealth Report for 2025 says that 71% of nearly 3,000 high net worth individuals polled have invested in digital assets.As the digital asset market continues to mature, it's crucial for investors to stay informed, manage risks carefully, and seek professional advice to navigate this exciting and dynamic new world. The inaugural Investing in Digital Assets report, jointly authored by Aspen Digital and KPMG China, provides an in-depth insight into the current perspectives of family offices (FOs) and high-net-worth individuals (HNWIs) on investing in digital assets. The report also looks at investors portfolio allocation, the types of assetsThe future of finance is digital, and those who embrace it are poised to reap the rewards.

If you're an HNWI considering investing in digital assets, remember to:

• Do your research. Understand the risks and potential rewards.
• Start small. Don't invest more than you can afford to lose.
• Diversify your portfolio. Don't put all your eggs in one basket.
• Secure your assets. Protect your digital assets from hacking and theft.
• Seek professional advice. Consult with a qualified financial advisor.

The digital asset revolution is here.Are you ready to join it?